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  • Nonparticipating Adjustable Individual Life Policies
    valuation net premiums. For participating policies, a direct relationship can be established simply by adjusting ... premiums on each piece separately, permits the direct payment of commissions based on separate schedules ...

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    • Authors: Solomon Goldfinger, Spencer Koppel, Thomas C Powell
    • Date: Oct 1979
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
  • Claim Reserves
    or the intro- duction of a new national health care, Social Security, or other disability scheme such ... both the inflation due to rising costs of hospital care and inflation reflected in larger size policy benefits ...

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    • Authors: Rafal J Balcarek, Walter J Fitzgibbon, Peter L Hutchings, Spencer Koppel, Herbert Orenshein
    • Date: Apr 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Claims - Life Insurance; Public Policy
  • Reserve Principles for Individual Health Insurance
    taking place in our social structures and health care delivery systems. We also have greater knowledge ... are dependent on the date of delivery of medical care and the continued in-torce status of the policy ...

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    • Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
    • Date: Oct 1985
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Health insurance
  • Future Trends and Current Developments in Individual Life Products
    income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • Recent Developments in Health Insurance Minimum Loss Ratio Regulation
    Recent Developments in Health Insurance Minimum Loss Ratio Regulation This panel discussion ... motivate them to offer the product for sale, or if a direct response insurer is not allowed a margin adequate ...

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    • Authors: Willis W Burgess, John T Gilchrist, Charles Habeck, Spencer Koppel
    • Date: Apr 1981
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance